ONE NEWS CAPTIONS BY LAUREN STRAIN AND DESNEY SHAW. CAPTIONS WERE MADE POSSIBLE WITH FUNDING FROM NZ ON AIR. COPYRIGHT TVNZ ACCESS SERVICES 2013 DUE TO THE LIVE NATURE OF SEVEN SHARP, WE APOLOGISE FOR THE LACK OF CAPTIONS FOR SOME ITEMS. HELLO. WELCOME TO THE SHOW. TONIGHT, 'MONEY DOESN'T GROW ON TREES' ` IT'S ONE OF THE MORE DOPEY TRUTHS FRUSTRATED PARENTS OFTEN SHOUT AT THEIR OFFSPRING. SO HOW CAN WE MAKE OUR KIDS MAKE SENSE OF DOLLARS? WE MEET A FAMILY WHICH HAS TACKLED THE ISSUE HEAD-ON BY MAKING THEIR KIDS CHOOSE WHETHER TO SPEND OR SAVE. I SAID, 'LOOK, IF YOU SPEND IT ALL IN A WEEK, 'YOU'RE GONNA HAVE A BORING HOLIDAY. MANAGE IT.' AND SELF-MADE MILLIONAIRE CHRIS DOBBS TELLS US HOW HE'S GONNA STOP HIS KIDS BECOMING SELF-MADE BANKRUPTS. ALSO TONIGHT, THE SOUND OF FAKE TERROR IS CAUSING REAL UPSET FOR SOME CHRISTCHURCH LOCALS. ALL SCREAM LOUDLY THE CITY COUNCIL RULES ON HOW LOUD IS TOO LOUD WHEN YOU PAY SOMEONE TO SCARE YOUR PANTS OFF. AND YOU MAY KNOW HIS NAME; YOU WILL KNOW HIS MOVIES. WE'RE JOINED BY A HOLLYWOOD ACTOR MARCHING TO HIS OWN VERY UNIQUE BEAT. CRISPIN HELLION GLOVER. OH, AND DID WE FORGET TO MENTION WE'RE ALSO TALKING TO AMERICAN MUSICIAN CARLOS SANTANA? IT'S MONDAY NIGHT. WELCOME TO SEVEN SHARP. IN THE LAST 20 YEARS, HOUSEHOLD DEBT'S INCREASED SIX-FOLD. THAT'S QUITE AN ACHIEVEMENT. IN VERY SIMPLE TERMS, WE SPEND WAY MORE THAN WE EARN. WE'RE THE ONES WITH THE DEBT PROBLEM, AND YET WE'RE THE ONES WHO ARE SUPPOSED TO TEACH OUR KIDS ABOUT HOW TO DEAL WITH MONEY. ONE EXPERT CLEARLY THINKS PARENTS AREN'T DOING A VERY GOOD JOB AND SAYS IT'S TIME FOR SCHOOLS TO STEP IN. GILL HIGGINS SUMS UP THE OPTIONS. MEET ALEX... A REAL JOKER, LIKES HAVING FUN. ...AND SEAN. SINCERE AND VERY SENSITIVE. IT'S NOT UNCOMMON FOR BROTHERS TO HAVE DIFFERENT TRAITS, EVEN WHEN IT COMES TO MONEY. ALEX IS A REAL SAVER, SEAN IS A SHOPPER. EVERYONE HAS A DIFFERENT MONEY PERSONALITY, AND THAT'S VERY IMPORTANT IN LEARNING HOW TO MANAGE YOUR OWN FINANCIAL SITUATION. THAT'S WHY THIS EXPERT WANTS THE ART OF SPENDING MONEY ` OR RATHER, OF SAVING IT ` AS A COMPULSORY SUBJECT AT SCHOOL. HOW TO SET UP A BUDGET, HOW TO RECONCILE BANK STATEMENTS. IS THIS TAUGHT IN SCHOOLS NOW? IN PRIMARY AND INTERMEDIATE SCHOOLS THEY DO TEACH A CERTAIN FINANCIAL AWARENESS, BUT UNFORTUNATELY THESE ARE NOT MANDATORY CURRICULUM. YET WE ALL BUY HOUSES, GET THE GROCERIES, AND PAY THE BILLS, AND WE NEVER HAD ANY LESSONS AT SCHOOL. YOU'D THINK THE PROFESSOR WAS SAYING WE'VE COCKED THINGS UP A LITTLE. MAKE THAT A LOT. WESTERN ECONOMIES ARE VERY MUCH DRIVEN BY THIS TYPE OF CONSUMPTION. AND THAT'S WHAT'S LARGELY GOT US INTO SOME OF THE PROBLEMS WE CURRENTLY FIND OURSELVES IN, IS THIS IDEA OF, WE HAVE TO CONSUME FOR THE MOMENT. FOR EVERY DOLLAR WE EARN, WE SPEND ABOUT $1.10, AND THE NEXT GENERATION ARE REALLY GETTING THE HANG OF THIS. TAKE UNI STUDENTS. 300 INTERVIEWED ON HOW QUICKLY THEIR CASH, OR THEIR PARENTS' CASH, CAN DISAPPEAR. THEY'RE SPENDING MUCH MORE MONEY THAN THEY ACTUALLY HAVE, BUT THEIR FRIENDS ARE DOING IT, THEY DON'T WANT TO BE SEEN TO BE THE CHEAP ONE OUT. IT'S ALMOST AS IF WE'RE TELLING OUR KIDS 'FORGET THE BILLS, LET'S GET SHOPPING.' WE ALL HAVE OUR WEAKNESSES. MINE IS GOING OUT FOR COFFEE. HOME FURNISHINGS. USUALLY CLOTHES SHOPS. COS WHEN YOU SEE A HAT WITH A POLKA DOT RIBBON, YOU THINK 'I NEED THAT'. WELL, NOT PERSONALLY, BUT I LOOK AT THESES HUSH PUPPIES ACROSS THE WAY, 'IN ACTUAL FACT I COULD USE SOMETHING LIKE THAT', AND THAT'S WHAT HAS LARGELY GOT US INTO SOME OF THE PROBLEMS WE FIND OURSELVES IN. SO HOW DO YOU TEACH THAT TO KIDS THAT ARE LIVING FOR THE DAY? I TELL THEM ABOUT FRAPPUCINO ` FIVE DOLLARS A DAY FOR FRAPPUCINOS ADDS UP. THEN THERE'S THE POCKET MONEY DEBATE. WHERE I THINK WE FALL DOWN AS PARENTS IS IF WE JUST CONTINUOUSLY REPLENISH THE POT ` WE GIVE THEM FIVE DOLLARS TO START THE WEEK, AND TWO DAYS LATER THE MONEY'S GONE. 'OH, HERE'S ANOTHER FIVE.' I HOPE YOU FINISHED YOUR LUNCH TODAY, DID YOU? SEAN AND ALEX DON'T GET POCKET MONEY, BUT THAT HAS ITS DRAWBACKS. IT'S CONSTANTLY, 'CAN WE GET A SUBWAY', 'CAN WE GO TO THE MOVIES.' AND I JUST THOUGHT, THIS IS GETTING RIDICULOUS. NICKY HAD AN IDEA. A LUMP SUM EACH AT THE START OF THE HOLIDAY. I SAID, 'LOOK, IF YOU SPEND IT ALL IN A WEEK, 'YOU'RE GOING TO HAVE A BORING HOLIDAY. MANAGE IT.' PERSONALLY I THOUGHT IT WAS REALLY GOOD, COS I KNEW I WOULDN'T SPEND ANY OF IT AT ALL. THEY TRIED IT ON ` 'OH, DO YOU PAY FOR THIS OR DO WE?' I WAS THINKING TO TRY AND SAVE AS MUCH AS POSSIBLE, BUT IN THE END IT KINDA JUST DISAPPEARED SLIGHTLY. HE DIDN'T SPEND A PENNY. I PROBABLY SPENT TEN DOLLARS OVERALL. ALEX HAD HEAPS LEFT. SEAN, NONE. THEY LEARNT WHAT IT COST. AND WHAT WAS THE RESULT FOR YOU? FANTASTIC. MY WALLET, EVERY TIME I LOOKED IN IT THERE WAS A 20-DOLLAR NOTE. IS IT MORE PAINFUL WHEN IT'S YOUR MONEY OR YOUR MUM'S MONEY? MY OWN MONEY. BUT HE'S LEARNT IF HE WANTS THAT DESIGNER GEAR HE'S GOT TO HAVE THE MONEY TO PAY FOR IT HIMSELF. WE TRIED TO GET A JOB AT PAK'N'SAVE. YOU HAD TO BE 15. SO THIS IS COMING UP THIS YEAR. THE LESSON IS, LIVE WITHIN YOUR MEANS OR WE'LL FOLLOW OTHER COUNTRIES INTO DISASTROUS DEBT. WE'VE GOT THIS BUILD-UP OF EXCESS CONSUMPTION. BUYING EXTRA PLASMA TVS WE CAN'T AFFORD, BUYING CARS WE CAN'T AFFORD, WHICH IS WHY WE FIND OURSELVES COLLECTIVELY IN THE MESS WE ARE TODAY. WITH US IS THE RENOWNED SELF-STARTER AND CREATOR OF FASHION LABEL WORKING STYLE, CHRIS DOBBS. We tend to assume that entrepreneurs have always been good with money since they were kids. True of you? Good at trying to make money, but not good at handling it. These days I try to surround myself with people who are good at money. Was starting up your own business that change things for you? It was. As a young guy I was hopeless at money. But the repercussions of not properly handling your finances in your business are an incentive to put your act together. I had fantastic parents. It starts at home with your parents. My parents were always good with money You want to instill that in your children. We are very much a family that tries to say it, mean it and do it. Do you give your kids pocket money? Not religiously. We are more, if they have to buy something, it comes out of their own personal stash. My son recently got a Nintendo. He had to pay half. We try to make them realise that it doesn't come out of thin air. We think anything that can be done at school is a good idea.There was a business studies class at my school. Should be compulsory for every child? I don't think so. One thing that kids are very good at is the guilt thing. 'All my mates have it. Why can't I?' We all want what we can't afford or can't have. We get suckered into a concept that others have it, so so should I. What do you say as a parent? I think waiting is a good concept. Putting it in a structured queue is a good idea ` birthday, Christmas. My wife makes most of these decisions. But you need a consistent approach. Thanks, Chris Dobbs. THANKS FOR YOUR FEEDBACK ON THIS STORY. DOVIN ON TWITTER RECKONS KIDS GET ALL THE FINANCIAL EDUCATION THEY NEED WATCHING THEIR TEACHERS AT SCHOOL CRYING OVER THEIR PROBLEMS WITH NOVOPAY. Another says combining lolly scrambles and bull rush. People don't handle money as such any more. You have EFTPOS and gift cards. So the value of it is harder to instil I nothing is any problem with having an EFTPOS card. Elizabeth says her kids get $8 a week Margaret says her son is paid for cleaning up after the dog but has to submit an invoice to his dad. AFTER THE BREAK,... ALL SCREAM ...WHAT'S GOT PEOPLE RUNNING SCARED IN CHRISTCHURCH? A HOLLYWOOD STAR WHO LIKES DOING THINGS DIFFERENTLY JOINS US IN THE STUDIO. AND GREG GETS TO CHAT WITH VETERAN GUITAR HERO CARLOS SANTANA. It'll be your chance to personally own a part of one of NZ's largest electricity companies. To indicate your interest, pre-register now and you'll receive your share offer document when it's available. NZers who pre-register may be allocated up to 25% more shares than those who don't. Pre-registering does not commit you to buy. So visit mightyrivershares.govt.nz or call 0800 90 30 90 and get ready to share in it. EVER RUNG NOISE CONTROL TO COMPLAIN ABOUT A PARTY BECAUSE YOU WEREN'T INVITED, OR COS YOU'RE ACTUALLY THE FUN POLICE? WELL, THERE'S A SEMI-RURAL AREA ON THE OUTSKIRTS OF CHRISTCHURCH WHERE THIS HAS GONE TO A WHOLE NEW LEVEL. ONE MAN'S 'LOUD' BUSINESS HAS THE NEIGHBOURS SEEING RED, AND THEY WANT HIM TO SHUT UP FOR GOOD. JUST A WARNING: SOME MIGHT FIND THE FAKE BLOOD IN BRODIE KANE'S STORY A LITTLE SCARY. SPOOKY MUSIC SCREAMS CHAINSAW REVS I APOLOGISE IF THAT PUT YOU OFF YOUR DINNER, BUT THIS IS BUSINESS AS USUAL AT THE HORROR MAZE IN CHRISTCHURCH, AN EXPERIENCE DESIGNED TO MAKE YOU SCREAM. SCREAMS IT'S THOSE SCREAMS WHICH ARE GIVING THE NEIGHBOURS THE CREEPS. THE MAIN NOISE THAT PEOPLE ARE COMPLAINING ABOUT IS PEOPLE LAUGHING, SCREAMING, AND THE FACT THAT IT GOES ON UNTIL 11.30-MIDNIGHT. THOSE COMPLAINERS HAVE GONE TO THE LOCAL COUNCIL, WHO INSIST THIS IS MORE THAN JUST A CASE OF NEIGHBOURS AT WAR. ALL UNITS, CONDITION RED. THE EFFECTS ARE QUITE REAL. SO, I WAS OUT THERE ON SATURDAY NIGHT, AND SOME OF THE SCREAMS, THEY ARE QUITE` JUST IN TERMS OF THEIR CHARACTER, THEY ARE QUITE DIFFERENT FROM WHAT YOU'D EXPECT IN THAT TYPE OF ENVIRONMENT AND THEY ARE ACTUALLY QUITE UNNERVING. WE SHOULD POINT OUT THE MAZE IS OPEN FROM ABOUT 8.30 TIL MIDNIGHT ON SATURDAYS, AND DOUG ONLY HAS A TEMPORARY COUNCIL PERMIT FOR 12 NIGHTS OVER SUMMER, OF WHICH HE'S USED SIX. GIVE 'EM A GOOD TIME, GIVE 'EM A SCARE. BUT REPEATED NOISE BREACHES HAVE PROMPTED DOUG TO REASSESS HOW HIS ACTORS GO ABOUT THEIR BUSINESS. WE WERE THERE TO SEE IF, AND HOW, THEY COULD MAKE EVERYONE HAPPY. THOSE OF YOU THAT ARE IN THE GRAVEYARD, IT'S VISUAL SCARES. IF PEOPLE ARE LOOKING LIKE THEY'RE STARTING TO YELL, THEN BACK OFF. IF OUR NOISE READINGS ARE TOO HIGH, THAT'S IT, WE'RE CUT. BY NOW YOU'RE PROBABLY WONDERING WHERE THE NEIGHBOURS ARE IN ALL OF THIS. WELL, THEY DIDN'T WANT TO TALK TO US ` EXCEPT THIS MAN, THE MAZE'S CLOSEST NEIGHBOUR, AND HE AND HIS HORSES DON'T HAVE A PROBLEM WITH IT AT ALL. THEY GET OFF THE BUS, AS YOU'LL SEE LATER, IN GROUPS, COME THROUGH GOOD AS GOLD. YOU GET FAMILIES, FULL FAMILIES, MOTHER/FATHER, SONS/DAUGHTERS, GRANDMOTHERS/GRANDFATHERS ` YOU KNOW WHAT I MEAN? HE DOESN'T EVEN KNOW WHAT ALL THE FUSS IS ABOUT. WE DON'T HEAR A THING INSIDE. WE'VE HAVEN'T GOT DOUBLE GLAZING. I'LL INVITE YOU BACK LATER ON IF YOU WANNA COME AND LISTEN. WE DID. THERE WE GO, THERE WE GO. TURNED HER OFF. NOT A BIT OF NOISE. CAN'T HEAR A THING. QUIET AS A MOUSE, EH, SPIKE? BACK AT THE MAZE, MORE SCREAMING. SHRIEKS AND UNFORTUNATELY FOR DOUG, THEY'VE ONCE AGAIN EXCEEDED NOISE LEVELS. SO WHAT DOES THAT MEAN FOR DOUG? IS IT ALL OVER, OR WHAT DOES HE NEED TO DO? WE NEED TO SIT DOWN AND CHAT WITH DOUG AND SEE WHAT HIS INTENTIONS ARE. BUT DOUG IS KEEN TO FINISH THE SEASON OUT AND KEEP THE NOISE DOWN. IF IT WAS GOING ON ALL DAY, EVERY DAY, I COULD UNDERSTAND WHERE THE NEIGHBOURS ARE COMING FROM. HOWEVER, IT'S ONE NIGHT A WEEK FOR A COUPLE OF HOURS ON A SATURDAY NIGHT. AND IF WORSE COMES TO WORST? THE COUNCIL CAN LOOK TO PROSECUTION IF THEY DECIDED IT WAS THE ACTION THEY WANTED TO PURSUE, AND THE COURT COULD ACTUALLY TELL DOUG TO STOP THROUGH AN ENFORCEMENT ORDER, OR THEY CAN IMPOSE FINES. BUT DOUG'S STILL HOPING THIS IS ONE OF THOSE HORROR STORIES WITH A HAPPY ENDING. SHRIEKS AND JUST SO YOU KNOW, ALL THAT BLOOD AND GORE THAT YOU SAW WAS ACTUALLY GOLDEN SYRUP. AND NOW WE SOMEONE PROBABLY VERY USED TO MOVIE MAKE-UP. YOU MIGHT KNOW HIS FACE FROM 'BACK TO THE FUTURE' OR 'CHARLIE'S ANGELS', BUT THERE'S MUCH MORE TO HIM THAN BLOCKBUSTER MOVIES. HE ALSO WRITES BOOKS, MAKES MUSIC AND DIRECTS MUCH MORE CHALLENGING FILMS, LIKE THE ONE HE'S HERE TO SCREEN. THE FILM'S CALLED 'IT'S FINE, EVERYTHING IS FINE' AND FEATURES A MAN WITH CEREBRAL PALSY INDULGING HIS EROTIC HAIR FETISH. WELCOME TO THE STUDIO, AMERICAN ACTOR CRISPIN GLOVER. With trepidation. Great name. You've had the big films, and you do the other films.Is it too easy a line to draw to say you do one to fund the other? I do make movies that are made from doing corporately funded films. The films, on some level, are reaction to certain constraints and the last 30 years of filmmaking. I think it is important to be able to make an audience uncomfortable. That sort of thing has been restricted through corporately funded films in the last 30 years. Instead of taking those things out, you put them in. I have things that let people questioned stuff. That is education. They are thinking about things and asking questions. I want people to ask questions and thought processes. Do you care whether people get your films or not? I also perform a one-hour live dramatic oration. Old books that were made years ago. This one is about rat catching. This one is concrete inspection. A family story where the mother is looking for something and finds it. This word I've seen a lot today ` weird or unusual. Does that bother you? Everybody has a persona. What I find when I to around. I've been touring for eight years. This is the last English speaking country I've come to. This started with George McFly. Here we are now. Your movie. Tell us what this is. This is from What is it? I showed it in Dunedin. This is part one of what will be trilogy. Everything Is Fine is part two. These are clips from it right now. It is about a severe case of cerebral palsy and people taking care of someone. Emotional turmoil while locked in a nursing home. Hard to imagine. When he got out, he wrote this screenplay in the style of a 1970s movie mystery genre style. So there is something about the truth of his particular life that has an emotional catharthis is very pure and fascinating. This trilogy is the best film I've ever had anything to do with my life. I've been having a great time touring and promoting it. Looking forward to it. Can I add, Crispin will answer some questions after the break. AFTER THE BREAK ` TO BE PERFECTLY BLUNT, HE PLAYED AT WOODSTOCK. ROCK MUSIC HE'S A LATINO ICON. HE'S CARLOS SANTANA. AND HE'S IN NEW ZEALAND. AND HE'S NEXT. To indicate your interest, pre-register now. Pre-registering does not commit you to buy. So visit mightyrivershares.govt.nz or call 0800 90 30 90 and get ready to share in it. NOT MANY ARTISTS WHO PLAYED WOODSTOCK COULD CLAIM TO HAVE FOUND A WHOLE NEW AUDIENCE, A SWAG OF GRAMMYS AND BE ONE OF THE MOST FETED GUITARISTS AROUND. BUT THEN, NOT MANY ARTISTS ARE CARLOS SANTANA. SO I DIDN'T BOTHER LOOKING FOR THE OTHERS, AND A SHORT TIME AGO SPOKE TO CARLOS INSTEAD. GUITAR SOLO WHY HAVE YOU MANAGED TO STAY THIS LONG WHEN SO MANY HAVE FALLEN BY THE WAYSIDE? I LISTEN DAILY TO AN INNER VOICE THAT DOESN'T ALLOW ME TO OD ON MYSELF. BECAUSE WHAT KILLED MICHAEL JACKSON IS MICHAEL JACKSON, WHAT KILLED WHITNEY HOUSTON IS WHITNEY HOUSTON, AND ON, AND ON, AND ON, AND ON. YOU HAVE TO KNOW WHEN TO GET OUT OF CHARACTER, YOU KNOW? I DON'T HAVE ANY SANTANA IN MY HOUSE. THERE'S NO RECORDS, THERE'S NOTHING ABOUT SANTANA IN MY HOUSE. REALLY? REALLY. WHY? WHEN DID YOU MAKE THAT DECISION, AND WHY? BECAUSE IT'S MORE FUN TO BE CARLOS THAN SANTANA. BOTH SING IN SPANISH THERE'S A LOT OF PRESSURE TO BE THAT PERSON, OR THAT ENTITY, 24 HOURS A DAY. THAT'S WHAT KILLS THEM. THAT'S WHAT KILLS A LOT OF THEM. GUITAR SOLO WHEN WE PLAY, WHOEVER FOLLOWS US HAS A HARD TIME, BECAUSE I'M IN THE BUSINESS OF GIVING AND RECEVING CHILLS. YOU KNOW, WHEN PEOPLE CRY AND LAUGH AND THEY DANCE AND THEY GET CHILLS. SPEAKING OF MEMORABLE THINGS, 40 YEARS AGO, 1973, IN CHRISTCHURCH ` I'VE SEEN YOU SAY A COUPLE OF TIMES THAT WAS ONE OF THE MOST MEMORABLE GIGS OF YOUR LIFE. WHY WAS THAT SO SPECIAL? SOMETHING MAGICAL HAPPENED. SOMETIMES IT HAPPENS ONE SONG, TWO SONGS. THIS TIME IT HAPPENED THE WHOLE CONCERT. KIND OF LIKE A WOMAN HAVING A BABY. SOMETIMES IT JUST COMES OUT, SOMETIMES YOU GOTTA GO (PANTS), SOMETIMES IT TAKES A LONG, LONG TIME. TO ALL THE WOMEN OUT THERE, CARLOS SAID THAT, NOT ME. I DON'T THINK... YEAH, YEAH. BUT IT'S THE SAME THING. GIVING BIRTH, WHETHER IT'S TO A CHILD OR TO ART, IS THE SAME THING. YOU HAVE TO MAKE THE UGLIEST FACE TO MAKE THE MOST BEAUTIFUL NOTE, YOU KNOW? SO WHEN I SEE PEOPLE LOOK LIKE THIS, AND THEY LOOK REALLY NICE ` THAT NOTE SUCKS. SO HOW DO YOU LOOK MAKING THE HARDEST NOTE? WHAT FACE DOES CARLOS SANTANA`? I HAVE NO IDEA. ALL I KNOW IS THAT I HAVE TO GO FOR IT. THOSE NOTES ARE NOT IN PASSING. YOU HAVE TO BE READY TO DIE IN THAT MOMENT FOR THAT NOTE. IF YOU GET A HEART ATTACK GOING FOR THAT NOTE, THEN YOU GET A HEART ATTACK, YOU KNOW? AND THAT'S THE DIFFERENCE BETWEEN A REAL MUSICIAN AND AN ENTERTAINER. He had an ipone cover with Santana on it. I glad you pulled Him up on that giving birth thing. Star-studded show tonight. CAPTIONS BY RICHARD EDMUNDS AND SAM BRADFORD.